Transforming
Dealership
Lending

Predictive AI Loan-Matching & Customer Credit Management

BUILT TOUGH.
LUCY IS BUILT BY DEALERS, FOR DEALERS

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AN f&i PLATFORM for dealers

Lucy acts as a Customer Credit Management (CCM) platform that manages every aspect of the financing process, from consumer acquisition and credit pre-qualification to the nurturing of clients. Equip your F&Is with Lucy and get 85% of your clients approved at credit.
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An online consumer application form

An online form for your dealer website, that uses a unique predictive AI loan-matching system, consumers get approved 85% of the time whether they have prime, near-prime, subprime or even deep subprime financial profiles.
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A suite of API solutions

Technology partners access the Lucy software, resources and APIs to build complementary solutions to address their customer needs.
Get more consumers financed, regardless of their financial condition.
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… Increase in non-prime sales

Lucy was originally created by dealers and automotive marketing resources, the DecisioningIT platform is built for dealer success. Stop loosing deals to subprime specialists!

How Lucy Works

Created by senior Automotive Professionals with decades of experience in retail, marketing and technology, LUCY is built to serve a diverse range of rooftops.

View Solutions
CASE
STUDY

3 Dealerships over 12 months using Lucy

Testimonials
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Reduction of lost non-prime sale
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Increase in sales using Lucy
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On average Lucy can evaluate a credit application in 16 seconds. Traditional methods take over 30 minutes
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Lucy was able to close 12-15% of unqualified leads

Partners & integration

Book a Demo!

DecisioningIT is a winning solution for your dealership, let’s meet to discuss!