This is

Customer credit management and automated decisioning for your consumer financing needs.

Lucy Subscription Packages

An automated decisioning platform that works in tandem with DMS, CRMs and portals. Lucy allows dealers to dispatch and work directly in a CRM.

This is a plug and play (widget) solution that can pre-qualify any finance lead directly on the dealership website. (Prime or non-prime)

Technology partners access the Lucy software, resources and APIs to build complementary solutions to address their customer needs.


Organize and make decisions

Lucy has access to all financial institution’s programs and can direct credit applications to the right lenders that will work best for the consumer.

Technology under your roof

A machine learning system designed to accelerate your specialized credit capabilities. Streamlined to perform analysis in real time while mitigating risk for lenders and borrowers.

Options available after decline

Historically deals that are declined are typically cascaded to multiple lending institutions or discarded with no follow up.

Reporting system

Lucy can provide dealers, OEM’s and financial institutions detailed finance loan reports which include how many subprime loans were seen.

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Dealership Benefits

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Consumer Benefits

Partners & integration

Book a Demo!

DecisioningIT is a winning solution for your dealership, let’s meet to discuss!