This is
Lucy
Customer credit management and automated decisioning for your consumer financing needs.
Lucy Subscription Packages
Lucy
Platform
An automated decisioning platform that works in tandem with DMS, CRMs and portals. Lucy allows dealers to dispatch and work directly in a CRM.
Lucy
Consumer Widget
This is a plug and play (widget) solution that can pre-qualify any finance lead directly on the dealership website. (Prime or non-prime)
Lucy
API Solutions
Technology partners access the Lucy software, resources and APIs to build complementary solutions to address their customer needs.
Features
Organize and make decisions
Lucy has access to all financial institution’s programs and can direct credit applications to the right lenders that will work best for the consumer.
Technology under your roof
A machine learning system designed to accelerate your specialized credit capabilities. Streamlined to perform analysis in real time while mitigating risk for lenders and borrowers.
Options available after decline
Historically deals that are declined are typically cascaded to multiple lending institutions or discarded with no follow up.
Reporting system
Lucy can provide dealers, OEM’s and financial institutions detailed finance loan reports which include how many subprime loans were seen.
Dealership Benefits
- Removes the guesswork from credit appraisal
- Provides accurate financial pre-qualification
- Manages client data and built in credit documentation
- Simplify and expedite the application process
- Rapidly grows and sustain non-prime business
Consumer Benefits
- Secures the best interest rate from multiple lenders
- Simplify and expedite the application process
- Gets real-time approval response time
- Provide more options and a better financing experience
- Allows consumers to better understand their credit profiles / rebuild credit process
Partners & integration
Book a Demo!
DecisioningIT is a winning solution for your dealership, let’s meet to discuss!
